Renters insurance offers a variety of very important coverage for renters, and yet more than 40% don’t carry the insurance. Insurish LLC in Northville, MI can provide the coverage you need and explain the benefits that it can provide for you as a renter.
Property content coverage
As a renter, the building is not your responsibility to protect. That is up to the homeowner. You may think that you would have some coverage for your property from the homeowner, but you would be wrong. They only cover what belongs to them, like the hot water heater and appliances, if they are included. You are responsible for protecting your personal possessions. A renters’ insurance policy will cover your clothes, electronics, a limited amount of jewelry, furniture, and more. It covers you when your possessions are at home and when they travel with you.
Liability coverage
Liability coverage protects you if someone is injured while visiting you or by a member of your family, even a four-legged one. It can pay for medical expenses, for a judgment against you, or for legal expenses.
Loss of use coverage
When your rental is damaged by a covered hazard, it may not be habitable. You will need a place to stay until it is livable again. With loss-of-use coverage, you will be able to stay in a hotel immediately after the hazard, and if it is going to be a while before the rental is repaired, you will be able to get a temporary rental. Loss of use coverage will even pay for some meals if you are staying somewhere without cooking facilities.
Reach Out To Us
Contact Insurish LLC in Northville, MI if you are a renter who has need of renters insurance. Stop by the office or give us a call to discuss what we can provide.
