Boat/Watercraft Insurance

Owning a boat is an excellent milestone in anyone's life. Watercraft insurance guards your boat, everyone on board, and the risk of injury to other parties from covered perils. Waterbodies that are instrumental routeways for various watercraft vessels possess a lot of impending threats. It's instrumental in ensuring that your boating activities are safeguarded with boat insurance from Virtual Insurance Agency LLC if you are still yearning to navigate waterways. Don't hesitate to contact us today at Virtual Insurance Agency LLC and get educated on boat insurance that meets your budget and lifestyle.

Types of boat coverage

Although boat insurance is not mandatory, it's crucial to consider boat coverage as a boat owner to cushion your boat and yourself from impending calamities. They include:

Collision coverage: Have you ever wondered what could transpire if your watercraft gets totaled after a crash on the water? Fortunately, we offer this type of coverage that caters to repairing or replacing your boat after colliding with another boater or a stationary object like a rock outcrop.
Comprehensive coverage: This policy repairs or replaces your boat after getting damaged by non-collision scenarios like hail or fire.
Uninsured boater insurance: Boating accidents are rare but sometimes, as a boat owner, you may engage in a boating accident with other boats which are uninsured or insufficiently covered. Investing in this coverage caters to medical costs accrued after an accident with another boater who is insufficiently insured or isn't covered after an accident.
Towing insurance: This form of policy kicks in and settles the towing costs of your boat after an engine breakdown or you are out of gas, among other uncertainties.
Medical Payments Coverage: It caters to reasonable and necessary medical costs that you and your crew on board get after a boat crash.

Are you a boat owner searching for outstanding boat insurance? Please get in touch with our agents at Virtual Insurance Agency LLC and get more information about boat insurance.

Virtual Insurance Agency LLC