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Virtual Insurance Agency LLC

143 CadyCenter, Unit 304
Northville, MI 48167

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Michigan Umbrella Insurance Coverage

Umbrella Insurance

You can protect your belongings with umbrella insurance from Virtual Insurance Agency LLC. This policy is designed to supplement your existing homeowners or auto insurance. If you live, umbrella insurance is a great way to get the coverage you need.

How Does Umbrella Insurance Work?

Umbrella insurance is a type of liability insurance that can protect you when a claim higher than the amount covered by your homeowner's or auto insurance policy is filed against you. It can also cover claims that are not covered by the other policies.

For example, your auto insurance policy may only cover the first $100,000 of damages if you are sued for damages after a car accident. Your umbrella policy will cover the rest if the damage is more than that.

Why Do I Need Umbrella Insurance?

Umbrella insurance protects you from having to pay out of pocket for damages that are more than your other insurance policies cover.

You may think you do not need umbrella insurance because you do not have a lot of assets to protect. However, if you are sued for damages, you could be required to pay the full amount of the judgment, which could bankrupt you.

How Much Umbrella Insurance Do I Need?

The amount of umbrella insurance you need depends on your assets and the coverage you want. If you have a lot of assets, you will need more coverage.

Umbrella insurance is not required, but it is a good idea if you want to protect your assets.

What Does Personal Umbrella Insurance Cover?

Personal umbrella insurance can cover injuries and damage to your property and the legal costs of a lawsuit. If your actions cause harm to someone else's property or assume liability due to a contract, your umbrella policy can also provide coverage.

Get Umbrella Insurance Today

Virtual Insurance Agency LLC can help if you want umbrella insurance. We will work with you to find the right policy for your needs. Contact us today to learn more.

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