Renters Insurance
We offer renters insurance here at Virtual Insurance Agency LLC. We aim to ensure that you remain protected at all times, whether you are renting an apartment or a house. Renters insurance is designed to protect your belongings. In the event of theft, vandalism, fire, or storms, you can feel confident knowing you will always have protection.
Renters Insurance Requirements
Renter's insurance is not required in most cases, however, this doesn't mean that your landlord won't require you to obtain it for you to live in their building. Regardless, it is a good idea to have at least some type of coverage since your landlord's insurance policy will not protect you if you incur any damage to your property.
Renters Insurance Coverage
Renter's insurance covers all of the following:
- Contents- This helps protect your clothing, furniture, and other belongings in case of a covered loss.
- Loss of use- If your rental unit becomes unhabitable due to a covered loss, this coverage will reimburse you for living expenses for living in another place temporarily, such as hotel expenses, parking expenses, etc.
- Personal liability- You can get the help you need for bodily injury or covered damage with this policy as long as the accident occurred in your home.
- Credit card coverage- This will pay up to your chosen amount for any unauthorized transaction on your credit cards and debit/ATM cards.
- Medical payments- If someone is injured while on your property, this will cover their medical or funeral costs.
- Building additions/alterations- This will cover damage that has been made to alterations, fixtures, additions, installations, or improvements that you have made to your rental.
Quotes
To obtain a quote for renters’ insurance, call us at Virtual Insurance Agency LLC.
