Auto Insurance
Do you live and need auto insurance? If so, we can help here at Virtual Insurance Agency LLC. It is imperative to have auto insurance because it will protect you in the event of an accident. Without adequate protection, you will be financially liable for any damage to your vehicle and the other person's vehicle if another motorist is involved.
Auto Insurance Requirements
Requires all drivers to obtain auto insurance. It would help if you also met the minimum coverage amounts in the state, which are:
- Bodily injury coverage for $20,000 per person
- Bodily injury coverage for $40,000 per accident
- Property damage coverage for $10,000
This coverage is just basic protection needed to comply with the laws in the state. However, you can choose to increase your coverage limits at any time to ensure that you have sufficient protection in the event of an accident.
Auto Insurance Coverage
Auto insurance is available in many forms of coverage, including:
- Collision- This will cover you if you have an accident with another motorist. It will cover expenses to have your car repaired or replaced, depending on the limits of your policy.
- Comprehensive- If your vehicle sustains damage from theft, storms, flooding, vandalism, or animals, this will cover your expenses to have your car repaired or replaced.
- Uninsured/underinsured- If you get into an accident with a driver who does not have insurance or adequate insurance, this will cover you.
- Roadside assistance- If you are stranded on the side of the road, this will cover your towing expenses so your vehicle can be towed to the appropriate location. It applies to mechanical breakdowns, flat tires, and if you run out of gas.
Quotes
To get a quote for auto insurance, call us at Virtual Insurance Agency LLC.
