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Virtual Insurance Agency LLC

143 CadyCenter, Unit 304
Northville, MI 48167

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Michigan Homeowners with home insurance coverage

Home Insurance

Homeowners know that having a good home insurance plan makes all the difference in feeling secure. At Virtual Insurance Agency LLC, we can provide you with reliable home insurance policies to help protect your property and assets.

Do I Need Home Insurance?

Although home insurance isn't required by law, home insurance can help give you peace of mind by protecting your property from various issues such as:

  • Weather
  • Unexpected damages
  • Fire
  • Liability for damage to another person's home or property
  • Coverage of belongings lost

These are just some of the many items covered under insurance plans with Virtual Insurance Agency LLC.

What Do I Need Virtual Insurance Agency LLC Insurance to Cover my insurance needs?

At Virtual Insurance Agency LLC, we provide you with insurance plans that are required by state law and insurance plans to help you in an emergency.

You won't need home insurance to cover lost or damaged property by state law. However, most lenders require you to buy homeowners insurance before closing your home.

They will need proof of this coverage ahead of time to approve your mortgage. If you do not purchase homeowners’ insurance, your mortgage lender might choose to pay for home insurance and then pay for it using your escrow funds.

This process is known as "force-placed" insurance, which can be costly. Instead of having your mortgage company choose a more expensive option, contact Virtual Insurance Agency LLC to get some of the best quotes for your new home insurance in Northville, MI!

Visit Virtual Insurance Agency LLC Today to Get Coverage

For all insurance plans, stop by and visit us today or call so we can get you set up with the right plan today! You can use our online tool to explore pricing options for home insurance. Our friendly service team is here to give you peace of mind. Contact us today.

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