Category: Home Insurance

Homeowners in the greater Northville, MI area can rely on the team here at Insurish LLC for all of their home insurance needs. Our winters can be severe, and it’s important to take steps to protect your home from weather-related damage. Here are a few ways that your policy can help you this winter.

Winter Protection from Your Homeowner’s Policy

• Slips and Falls – Icy driveways and walkways can become ground zero for slips and falls during the winter months. When you have liability coverage as part of your policy, you can be protected from financial damages.
• Storm Damage – We all know how storms can cause damage to homes and other structures. With the right policy in place, you can be protected from some out-of-pocket expenses due to damage caused by a covered event.
• Appliance Breakdowns – A broken furnace or plumbing system issues are no one’s idea of a good time, especially during the winter months. If you have a comprehensive policy, the repair of these appliances could be covered.

Before the cold weather rolls in, take the time to fully review your current homeowner’s policy to ensure that it provides the coverage you need. In fact, it’s always a good idea to sit down with your local agent once a year to review all of your current policies for completeness. Having the right policies in place can help you sail through winter, no matter what nature throws your way.

We’re Here to Help!

Here at Insurish LLC, we’re proud to serve all the insurance needs of our Northville, MI community. If you have questions about your homeowner’s policy or it’s time to increase your level of protection, give us a call or stop by the office today!

Your home is not only a large investment, but it is the very place where you are making memories with loved ones and friends. Such an important piece of property needs to be adequately protected, and the home insurance agents at Insurish LLC in Northville, MI have the knowledge, experience, and skills to provide you with the proper amount of home insurance for your particular home.

What Does Home Insurance Cover?

If you are a new home buyer, you may not understand all of the ins and outs when it comes to home insurance. First of all, your home insurance policy covers the structure of your house as well as any buildings that are located on the property, in addition to your house. These can include sheds, garages, and even decks that can be replaced or repaired with the help of home insurance if your property suffers losses due to a fire, a natural disaster, or an act of vandalism.

Home insurance is not only limited to the buildings on your property, though, since it will also cover your personal belongings and household items. This means if someone breaks into your home and steals your TV, your home insurance can assist you in purchasing a new TV. It will also help you replace your belongings if they are lost in some kind of horrific incident.

For example, if you are put out of your home for a period of time due to something like a fire, many home insurance policies will assist you in paying for a different residence until you can move back into your home once it is repaired or rebuilt.

If you currently owe a mortgage on your home, you are probably required to have a home insurance policy in effect to protect your investment as well as that of your mortgage company or bank. Even if you do not have a mortgage on your home, it is so much better to be safe than sorry, so you should definitely have a home insurance policy in place at all times since none of us know what is going to happen in the future.

Give Us A Call

To create a home insurance policy that works best for you and your situation, call upon the trusted home insurance agents at Insurish LLC in Northville, MI today!